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Housing Program

Links to Homeownership

MSHDA program designed to assist families with at least one adult member & a related minor child (or a pregnant applicant/co-applicant) to purchase a home. Down payment assistance & Closing cost funds are available. Both Counties are included.

Homebuyer/Purchase/Rehabilitation

Program designed to help a person or family purchase a home with downpayment & closing costs & doing rehabilitation work to reduce major repairs to keep the payments affordable. Limited to Home purchase in the City of Ironwood.

Homeownership Counseling/Savings Program

MSHDA certified counselor is available for required home ownership counseling prior to accessing any MSHDA mortgage loan.  Obtain 3:1 savings match for Down Payment Assistance.

Emergency Assistance

Income Eligibility - 200% FPG Eligible households receive financial help to solve their Utility Shut-off problems.

 

GOGEBIC COUNTY HOUSING REHAB

FOCUS: Income eligible homeowners of single- family residence in Gogebic County.

FEATURES: A wide-range of rehab work Access to specialist to write project specifications & to monitor contract work.

Financing for rehab services.

Access to licensed and insured contractors.

Coordination of rehab activities between

  contractor and homeowner.

Rehab projects are subject to mortgages

    DEFERRED   DEFERRED
    100%  LOAN   100%  LOAN
# IN   INCOME   INCOME
FAMILY   MAXIMUM   MAXIMUM
    50% of MEDIAN   80% of MEDIAN
1   $17,350.00   $27,700.00
2   $19,800.00   $31,700.00
3   $22,300.00   $35,650.00
4   $24,750.00   $39,600.00
5   $26,750.00   $42,750.00
6   $28,700.00   $45,950.00

 

 

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